Who We Are...

Florida Capital Bank Mortgage has created a dynamic wholesale mortgage-banking platform for mortgage Brokers and lenders primarily in the Eastern half of the United States.

What We Do...

Florida Capital Bank Mortgage is a wholesale mortgage banker purchasing residential mortgage loans from third party originators. We purchase mortgage loans from approved mortgage Brokers by funding these loans at closing. We utilize the latest technology and offer many electronic "business to business" services to enhance our client's service levels and efficiencies.

What We Offer...

• Full Product Menu
• Conventional Conforming and Non-Conforming Fixed and Adjustable Rate
• Conforming and Non-Conforming Stated Income / Verified Asset
• Conforming SISA
• Fannie Mae Expanded Approval Level I
• Fannie Mae Flex 97 / Flex 100
• Second Mortgage Product
• FHA Program


• Interactive Website http://www.flcbmortgage.com
• Pricing
• Register and Lock Loans
• Direct Connect Automated Underwriting
• Pipeline Management Information
• Underwriting Approvals and Lock Confirmations Online
• Manuals and Guidelines


• Superior Underwriting and Closing Turn Times



• Automated Underwriting Sponsorship for DU and LP



• Electronic Delivery of Closing Documents



• Experienced and Dedicated Staff
• Experience Makes It Happen